Dynamic Currency Conversion (DCC) receipt requirements

Dynamic Currency Conversion (DCC) allows Mastercard and Visa international cardholders to complete payment in their card’s currency with a given transparent exchange rate at the moment of the transaction. If DCC is enabled on the merchant's Tyro EFTPOS machine and a foreign currency credit card is used, the EFTPOS machine will offer the customer the choice of processing the transaction in AUD or in the card’s currency. The same rules apply to DCC receipts as normal receipts but a DCC receipt is much larger than a normal receipt (1200 characters in total) as it contains the terms-and-conditions of the DCC transaction, which must all be printed.

Important note:

Please note that for Dynamic Currency Conversion transactions the following disclosures must be present in-full on the receipts printed:

Local transaction Amount
Local Currency Symbol
DCC transaction Amount
DCC Currency Symbol
Exchange rate
Commission/Fee
The Words "Transaction Currency"
Proof of the Cardholder's Choice
Statement indicating the Cardholder was offered a choice
Statement indicating who is providing DCC

All of the above information items are included in the receipt raw receipt data that is returned in the API response in the ReceiptReturned() event and the TransactionCompleted() event. Please ensure that the entire contents of the receipt data are printed out and no part is left out, edited, and/or amended in any way.

Example

An example of a DCC receipt is given below.If the integrated receipts are disabled or not developed then the customer copy for the transaction must be printed through the terminal and presented to the cardholder by the merchant.

Copy

Copied

CUSTOMER COPY 
<-- POS adds this line
 
<-- POS adds this line
 Tyro HealthPoint <--
 125 York Street 
|
 Sydney NSW 2000 
| 
 
|
 Tyro Payments EFTPOS 
|
 
|
Card: xxxxxxxxxxxx0010(c) 
|
VISA CREDIT 
|
AID: A0000000031010 
|
 
| Pre-formatted receipt content 
from Receipt object
Purchase AUD $100.00 
|
 ---------- 
|
Total AUD $100.00 
|
 
|
 Transaction amount 
|
 EUR 37.56 
|
 Exchange rate 
|
1 AUD = 1.1 EUR 
|
 
|
With Dynamic currency 
|
conversion, I have been 
|
offered by the merchant a 
|
choice of currencies for 
|
payment, Australian Dollars 
|
or my home currency. The 
|
payment in my home currency 
|
at the point of sale is 
|
converted at the Pure 
|
Commerce provided wholesale 
|
rate including a 5% mark-up. 
|
 
|
This Dynamic Currency 
|
Conversion is not associated 
|
or endorsed by VISA. 
|
 
|
Alternatively I can pay in 
|
Australian Dollars which is 
|
later converted into my home 
|
currency at a rate selected 
|
by my issuing bank. 
|
 
|
I understand that my 
|
selected transaction 
|
currency is final. 
|
 
|
The cardholder expressly 
|
agrees to the transaction 
|
receipt information by 
|
marking the accept box 
|
below. 
|
 
|
 [x] 
|
 
|
APPROVED 00 
|
 
|
Terminal ID: 1 
|
Transaction Ref: 170553 
|
Authorisation No: 634742 
|
01 Jan 2019 at 02:15 PM <--